{"schemaVersion":"border-pulse-source-pack.v1","lastUpdated":"2026-05-13","mode":"read_only_source_pack","scopeId":"border-pulse:watch-scope:detroit-windsor","reviewScope":"detroit_windsor_border_waits","status":"bounded_smoke_accepted","productRule":"Source packs close expansion gaps by proving explicit aliases, source families, review hash, and no-write gates before any smoke, package, or persistence decision.","aliases":["detroit_ambassador","detroit_windsor"],"ports":["Ambassador Bridge","Detroit-Windsor Tunnel"],"corridor":"Detroit / Windsor auto and industrial corridor","customerQuestion":"What threatens my Detroit / Windsor freight today, and what evidence backs it?","currentCheckpoint":{"latestReadAt":"2026-05-13T03:05:54Z","reviewPacketHash":"candidate-review:detroit_windsor_border_waits:305231151f2c","sourceQuality":"clean","evidenceCoverage":1,"evidenceFactCount":20,"sourceCount":5,"validationStatus":"accepted_for_candidate_review","smokeStatus":"accepted","smokeArtifact":"/tmp/dunvale-detroit-smoke-305231151f2c.json","smokeConfidence":0.863,"unsupportedClaims":0,"persistenceStatus":"closed"},"sourceFamilies":[{"family":"CBP border waits","sources":["cbp_bwt"],"status":"matched","matchedFacts":4,"use":"US-side daily wait baselines for Ambassador Bridge and Detroit-Windsor Tunnel aliases."},{"family":"CBSA waits","sources":["cbsa"],"status":"matched","matchedFacts":4,"use":"Canada-side traveller and commercial wait context for the same Detroit aliases."},{"family":"border anomalies","sources":["border_anomalies"],"status":"matched","matchedFacts":4,"use":"Fresh anomaly pressure facts that keep the candidate window operationally current."},{"family":"weather observations","sources":["weather_observations"],"status":"matched","matchedFacts":4,"use":"Weather context for the same aliases; contextual only unless source facts prove causality."},{"family":"Ontario 511 road events","sources":["ontario511_events"],"status":"matched","matchedFacts":4,"use":"Windsor/Ojibway-HWY 401 approach-road construction context matched by explicit bbox; contextual only."},{"family":"Michigan road events","sources":["traffic_events","mdot_511","mdot_hiav_laneclosure","mdot_ride"],"status":"gap","matchedFacts":0,"use":"MDOT HIAV/RIDE discovery, field-profile, and parser proof define a future enablement gate, but Michigan claims and source facts remain closed."}],"michiganRoadSourceDiscovery":{"schemaVersion":"border-pulse-michigan-road-source-discovery.v1","endpoint":"GET /public/border-pulse/source-packs/detroit/michigan-road-source-discovery","discoveryId":"border-pulse:detroit-windsor:michigan-road-source-discovery:2026-05-13T03-05Z","generatedAt":"2026-05-13T03:05:54Z","reviewScope":"detroit_windsor_border_waits","mode":"metadata_endpoint_shape_only_no_writes","status":"machine_readable_candidate_found_pending_bounded_profile","candidates":[{"candidateId":"mdot_hiav_laneclosure_featureserver","label":"MDOT HIAV lane-closure FeatureServer","publisher":"Michigan Department of Transportation","jurisdiction":"Michigan statewide","officialUrl":"https://mdotgis.state.mi.us/arcgis/rest/services/HIAV/LANECLOSURE/FeatureServer/0","sourceFamily":"Michigan road events","observedShape":{"discoveryMode":"public_page_metadata_only","officialBasis":"MDOT ArcGIS service exposes a LANECLOSURE feature layer with JSON, geoJSON, and PBF query formats.","endpointShape":"Public ArcGIS FeatureServer layer with polyline geometry, date fields, roadway/title/detour/timing/location text, active flag, and center latitude/longitude fields.","roadEventTextAndGeographyObserved":true,"machineReadableEventEndpointObserved":true,"credentialRequirement":"none_observed","parserFieldSignals":["ROADWAY","TITLE","DETOUR","CLOSURE_TIMING","CLOSURE_LOCATION","START_DATE_GMT","END_DATE_GMT","CENTER_LATITUDE","CENTER_LONGITUDE","CLOSURE_ACTIVE","CLOSURE_CATEGORY"],"eventRowsFetched":false,"sourceFactsCreated":0},"status":"candidate_ready_for_bounded_field_profile","nextAction":"Run a bounded no-write Detroit/Windsor bbox field profile against this layer before any source registry, source-run, or source-fact work."},{"candidateId":"mdot_ride_traffic_events","label":"MDOT Real-Time Data Exchange traffic events","publisher":"Michigan Department of Transportation","jurisdiction":"Michigan statewide","officialUrl":"https://www.michigan.gov/mdot/travel/safety/efforts/its/its-data","sourceFamily":"Michigan road events","observedShape":{"discoveryMode":"public_page_metadata_only","officialBasis":"MDOT says RIDE provides real-time ITS datasets through an integrated API and includes Traffic Events.","endpointShape":"Official real-time API exists, but public page requires MiLogin for Business account discovery before endpoint documentation can be mapped.","roadEventTextAndGeographyObserved":true,"machineReadableEventEndpointObserved":true,"credentialRequirement":"milogin_business_required","parserFieldSignals":["Traffic Events"],"eventRowsFetched":false,"sourceFactsCreated":0},"status":"official_api_requires_account_mapping","nextAction":"Treat as credential-gated official API lead; do not request account, store credentials, or map source facts in this slice."},{"candidateId":"mdot_mi_drive_public_map","label":"MDOT Mi Drive public map","publisher":"Michigan Department of Transportation","jurisdiction":"Michigan statewide","officialUrl":"https://mdotjboss.state.mi.us/MiDrive/map","sourceFamily":"Michigan road events","observedShape":{"discoveryMode":"public_page_metadata_only","officialBasis":"MDOT links Mi Drive as its public traveler-information surface for road conditions, traffic, and construction.","endpointShape":"Human web map surface; no stable parser endpoint selected in this metadata-only pass.","roadEventTextAndGeographyObserved":false,"machineReadableEventEndpointObserved":false,"credentialRequirement":"not_applicable","parserFieldSignals":[],"eventRowsFetched":false,"sourceFactsCreated":0},"status":"human_web_surface_only","nextAction":"Use only as public source-context lead unless a stable public API endpoint is identified."},{"candidateId":"mdot_active_permit_restriction_bulletins","label":"MDOT active permit restriction bulletins","publisher":"Michigan Department of Transportation","jurisdiction":"Michigan statewide","officialUrl":"https://mdotjboss.state.mi.us/APSWB/APBHome.htm?bulletin=active","sourceFamily":"Michigan road events","observedShape":{"discoveryMode":"public_page_metadata_only","officialBasis":"MDOT public application lists active permit restriction bulletins with trunkline, county, restriction, location, and active date fields.","endpointShape":"Structured public HTML table; useful restriction text, but no confirmed geometry or stable API endpoint in this pass.","roadEventTextAndGeographyObserved":false,"machineReadableEventEndpointObserved":false,"credentialRequirement":"not_applicable","parserFieldSignals":["Trunkline","County","Restriction","Location","Date Active"],"eventRowsFetched":false,"sourceFactsCreated":0},"status":"public_html_candidate_no_geometry","nextAction":"Keep as secondary restriction-context lead; do not use for Detroit road-event source facts without geography mapping."}],"summary":{"candidateCount":4,"officialCandidatePagesChecked":4,"eventRowsFetched":0,"machineReadableEventEndpointsObserved":2,"parserReadyMetadataCandidates":1,"usableRoadEventTextAndGeographyObserved":true,"recommendedDecision":"run_bounded_detroit_field_profile_keep_facts_closed"},"writePolicy":{"discoveryOnly":true,"writesPerformed":false,"sourceRunCreated":false,"sourceFactsCreated":0,"sourceEnabled":false,"feedFetchPerformed":false,"queuesStarted":false,"modelCallsPerformed":false,"persistenceStatus":"closed"},"nextAction":"Run a bounded no-write Detroit/Windsor bbox field profile for MDOT HIAV lane closures; keep Michigan road-event claims and source facts closed."},"michiganRoadFieldProfile":{"schemaVersion":"border-pulse-michigan-road-field-profile-contract.v1","endpoint":"GET /public/border-pulse/source-packs/detroit/michigan-road-field-profile","status":"live_field_profile_available_no_write","mode":"live_metadata_and_bounded_feature_sample_no_wildcard_no_writes","sourceId":"mdot_hiav_laneclosure_featureserver","reviewScope":"detroit_windsor_border_waits","sourceUrl":"https://mdotgis.state.mi.us/arcgis/rest/services/HIAV/LANECLOSURE/FeatureServer/0","bbox":{"label":"Detroit/Windsor Michigan approach bbox","minLon":-83.25,"minLat":42.2,"maxLon":-82.85,"maxLat":42.45,"corridors":["M-3","M-10","M-39","M-85","I-75","I-94","I-96"]},"allowedFetches":["MDOT HIAV LANECLOSURE FeatureServer layer metadata","MDOT HIAV LANECLOSURE Detroit/Windsor bbox feature sample capped at 2 rows"],"hardCapRows":2,"maxRowsPerLayer":2,"outFieldsWildcardUsed":false,"metadataDrivenOutFields":true,"writePolicy":{"fieldProfileOnly":true,"writesPerformed":false,"sourceRunCreated":false,"sourceFactsCreated":0,"sourceEnabled":false,"feedIngestionStarted":false,"persistenceStatus":"closed"},"nextAction":"Run and review the live MDOT HIAV field profile; do not create source facts or enable Michigan road-event claims until parser fixture proof exists."},"michiganRoadParserProbe":{"schemaVersion":"border-pulse-michigan-road-parser-probe-contract.v1","endpoint":"GET /public/border-pulse/source-packs/detroit/michigan-road-parser-probe","status":"fixture_parser_available_no_write","mode":"fixture_only_no_network","sourceId":"mdot_hiav_laneclosure_featureserver","reviewScope":"detroit_windsor_border_waits","fieldProfileEndpoint":"GET /public/border-pulse/source-packs/detroit/michigan-road-field-profile","normalizedFields":["eventId","sourceId","sourceLayer","eventType","route","status","title","summary","locationText","timingText","detourText","coordinates","startDateGmt","endDateGmt","sourceObjectId","sourceLaneClosureId"],"fixtureCount":4,"parsedEventCount":2,"rejectedFixtureCount":2,"liveFetchPerformed":false,"writePolicy":{"fixtureOnly":true,"writesPerformed":false,"sourceRunCreated":false,"sourceFactsCreated":0,"sourceEnabled":false,"feedIngestionStarted":false,"persistenceStatus":"closed"},"nextAction":"Review fixture parser output and then create a no-write Michigan road-source decision before any source enablement or source facts."},"michiganRoadSourceDecision":{"schemaVersion":"border-pulse-michigan-road-source-decision.v1","endpoint":"GET /public/border-pulse/source-packs/detroit/michigan-road-source-decision","decisionId":"border-pulse:detroit-windsor:michigan-road-source-decision:2026-05-13T04-35Z","decidedAt":"2026-05-13T04:35:54Z","reviewScope":"detroit_windsor_border_waits","sourceId":"mdot_hiav_laneclosure_featureserver","status":"mdot_hiav_candidate_parser_proven_claims_still_closed","decision":"define_future_enablement_gate_keep_source_facts_closed","basis":{"sourceDiscoveryStatus":"machine_readable_candidate_found_pending_bounded_profile","fieldProfileStatus":"live_field_profile_available_no_write","parserProbeStatus":"fixture_parser_available_no_write","fieldProfileEndpoint":"GET /public/border-pulse/source-packs/detroit/michigan-road-field-profile","parserProbeEndpoint":"GET /public/border-pulse/source-packs/detroit/michigan-road-parser-probe","officialCandidatePagesChecked":4,"eventRowsFetched":0,"machineReadableEventEndpointsObserved":2,"parserReadyMetadataCandidates":1,"featureRowsProfiled":2,"fixtureCount":4,"parsedEventCount":2,"detroitWindsorMatchedEventCount":2,"rejectedFixtureCount":2,"usableRoadEventTextAndGeographyObserved":true,"outFieldsWildcardUsed":false,"liveFetchPerformedByParserProbe":false},"claimPolicy":{"roadCoverageClaimAllowed":false,"causalRoadClaimsAllowed":false,"sourceEnablementAllowed":false,"sourceFactsAllowed":false,"futureSourceEnablementGateDefined":true,"privateReviewMayContinueWithGapDisclosure":true,"customerDeliveryAllowed":false},"futureSourceEnablementGate":{"status":"defined_not_open","requiredBeforeEnablement":["static source-registry preview row with enabled=false, fetchAllowed=false, and writeAllowed=false","no-write source-fact mapping preview from parser events to reviewed source_fact_features shape","validator coverage for bbox, accepted corridors, active/pending status, stale dates, and rejected fixtures","bounded live sample replay proving current MDOT HIAV rows still expose parser text and geography","separate operator approval reference before source enablement, source runs, or source facts"],"allowedNextNoWriteActions":["create MDOT HIAV source-registry preview artifact","create no-write source-fact mapping preview","add validator examples for accepted and rejected parser rows"],"blockedUntilGateSatisfied":["source registry insert/update","source enablement","feed fetches for ingestion","source-run creation","source-fact creation","customer delivery that claims Michigan road coverage"]},"operatorConclusion":"MDOT HIAV now has enough discovery, field-profile, and fixture-parser proof to define a future enablement gate. It does not yet approve Detroit/Windsor Michigan road-event source facts or road-coverage claims.","writePolicy":{"decisionOnly":true,"writesPerformed":false,"sourceRunCreated":false,"sourceFactsCreated":0,"sourceEnabled":false,"feedFetchPerformed":false,"queuesStarted":false,"modelCallsPerformed":false,"paidApisCalled":false,"customerDeliveryPerformed":false,"persistenceStatus":"closed"},"blockedActions":["database writes","source registry insert/update","source enablement","feed fetches","source-run creation","source-fact creation","queue starts","model calls","paid API calls","feature-window persistence","candidate persistence","billing or x402 session creation","account-key grants","customer delivery"],"nextAction":"Build a no-write MDOT HIAV source-registry preview and source-fact mapping checklist; keep Michigan road claims, source facts, and persistence closed."},"michiganRoadSourceRegistryPreview":{"schemaVersion":"border-pulse-michigan-road-source-registry-preview.v1","endpoint":"GET /public/border-pulse/source-packs/detroit/michigan-road-source-registry-preview","previewId":"border-pulse:detroit-windsor:michigan-road-source-registry-preview:2026-05-13T09-35Z","generatedAt":"2026-05-13T09:35:00Z","reviewScope":"detroit_windsor_border_waits","mode":"no_write_registry_and_source_fact_mapping_preview","status":"candidate_identified_not_enabled","sourceDecisionId":"border-pulse:detroit-windsor:michigan-road-source-decision:2026-05-13T04-35Z","registryRows":[{"sourceId":"mdot_hiav_laneclosure_featureserver","sourceFamily":"Michigan road events","label":"MDOT HIAV lane-closure FeatureServer","publisher":"Michigan Department of Transportation","jurisdiction":"Michigan statewide","officialUrl":"https://mdotgis.state.mi.us/arcgis/rest/services/HIAV/LANECLOSURE/FeatureServer/0","coverage":{"geography":"Detroit/Windsor Michigan approach roads only after bbox and corridor filters pass.","corridors":["M-3","M-10","M-39","M-85","I-75","I-94","I-96"],"detroitWindsorApproachBbox":{"label":"Detroit/Windsor Michigan approach bbox","minLon":-83.25,"minLat":42.2,"maxLon":-82.85,"maxLat":42.45,"corridors":["M-3","M-10","M-39","M-85","I-75","I-94","I-96"]},"michiganCoverageStatus":"candidate_identified","ontarioCoverageStatus":"covered_by_existing_ontario_511_source_family"},"registryStatus":"candidate_identified_not_enabled","parserStatus":"fixture_parser_available_no_write","enabled":false,"fetchAllowed":false,"writeAllowed":false,"sourceRunAllowed":false,"sourceFactsAllowed":false,"matchedFacts":0,"requiresApiKey":false,"nextAction":"Keep as source-registry preview evidence only; separate operator approval is required before source enablement, source runs, or source facts."}],"sourceFactMappingPreview":{"targetTable":"source_fact_features","writeAllowed":false,"sourceFactsCreated":0,"projectedRows":[{"sourceId":"mdot_hiav_laneclosure_featureserver","sourceFactKind":"road_event_lane_closure","sourceFactIdPreview":"preview:source_fact:mdot_hiav_laneclosure_featureserver:ETX-6936","evidenceIdPreview":"preview:evidence:mdot_hiav_laneclosure_featureserver:ETX-6936","acceptedParserFixtureId":"mdot_hiav_detroit_fixture_m3_lane_closure","requiredSourceFields":["ESRI_OID","LANECLOSURE_ID","ROADWAY","TITLE","CLOSURE_LOCATION","START_DATE_GMT","END_DATE_GMT","CENTER_LATITUDE","CENTER_LONGITUDE"],"requiredNormalizedFields":["eventId","sourceId","eventType","route","status","title","summary","locationText","coordinates"],"claimUse":"context_only_until_source_enabled","causalUseAllowed":false,"persistenceAllowed":false},{"sourceId":"mdot_hiav_laneclosure_featureserver","sourceFactKind":"road_event_lane_closure","sourceFactIdPreview":"preview:source_fact:mdot_hiav_laneclosure_featureserver:ETX-1843","evidenceIdPreview":"preview:evidence:mdot_hiav_laneclosure_featureserver:ETX-1843","acceptedParserFixtureId":"mdot_hiav_detroit_fixture_m85_lane_closure","requiredSourceFields":["ESRI_OID","LANECLOSURE_ID","ROADWAY","TITLE","CLOSURE_LOCATION","CLOSURE_TIMING","START_DATE_GMT","END_DATE_GMT","CENTER_LATITUDE","CENTER_LONGITUDE"],"requiredNormalizedFields":["eventId","sourceId","eventType","route","status","title","summary","locationText","timingText","coordinates"],"claimUse":"context_only_until_source_enabled","causalUseAllowed":false,"persistenceAllowed":false}]},"validatorExamples":{"accepted":[{"fixtureId":"mdot_hiav_detroit_fixture_m3_lane_closure","route":"M-3","status":"active","reason":"within_bbox_supported_corridor_active_or_scheduled_text_and_geometry_present"},{"fixtureId":"mdot_hiav_detroit_fixture_m85_lane_closure","route":"M-85","status":"active","reason":"within_bbox_supported_corridor_active_or_scheduled_text_and_geometry_present"}],"rejected":[{"fixtureId":"mdot_hiav_fixture_i96_outside_bbox","reason":"outside_detroit_windsor_bbox"},{"fixtureId":"mdot_hiav_fixture_us24_unsupported_corridor","reason":"unsupported_corridor"}]},"writePolicy":{"previewOnly":true,"writesPerformed":false,"feedFetchPerformed":false,"sourceRunCreated":false,"sourceFactsCreated":0,"sourceEnabled":false,"queuesStarted":false,"modelCallsPerformed":false,"paidApisCalled":false,"customerDeliveryPerformed":false,"persistenceStatus":"closed","blockedActions":["database writes","source registry insert/update","source enablement","feed fetches","source-run creation","source-fact creation","queue starts","model calls","paid API calls","billing or x402 session creation","account-key grants","customer delivery"]},"nextAction":"Review this preview against the next live MDOT HIAV field sample; do not enable sources or create source facts until a separate operator approval gate exists."},"previewCommand":"npm run preview:live-candidate-window -- --scope detroit","nextBoundedSmokeCommand":"npm run smoke:candidate-output -- --approved-review-packet-hash candidate-review:detroit_windsor_border_waits:305231151f2c","packageReview":{"schemaVersion":"border-pulse-source-pack-package-review.v1","reviewId":"border-pulse:detroit-windsor:package-review:305231151f2c","reviewStatus":"ready_for_private_package_review","packageId":"border-pulse:detroit-windsor:private-source-pack","packageName":"Detroit / Windsor Private Source Pack Review","packageType":"private_source_pack_review","buyer":"Broker, shipper, 3PL control tower, TMS vendor, or agent platform evaluating Detroit / Windsor evidence coverage.","accessStatus":"account_key_or_manual_review","pricingStatus":"private_quote_required","reviewBasis":{"reviewPacketHash":"candidate-review:detroit_windsor_border_waits:305231151f2c","sourceQuality":"clean","evidenceCoverage":1,"evidenceFactCount":20,"sourceFamilies":["CBP border waits","CBSA waits","border anomalies","weather observations","Ontario 511 road events"],"smokeStatus":"accepted","unsupportedClaims":0,"persistenceStatus":"closed"},"includedArtifacts":["source-family coverage summary","review hash and accepted bounded-smoke summary","20 reviewed source-fact IDs","Ontario 511 road-context disclosure","Michigan road-event gap disclosure","metadata-only MDOT HIAV / RIDE road-source discovery artifact","bounded live MDOT HIAV field-profile contract","fixture-only MDOT HIAV parser-probe contract","static no-write MDOT HIAV source-decision artifact","no-write MDOT HIAV source-registry preview and source-fact mapping checklist","no-write blocked-action ledger"],"buyerReviewQuestions":["Does this evidence coverage answer the Detroit / Windsor operating question?","Should Michigan road-event context be required before paid delivery?","Which delivery channel should carry the reviewed source-pack artifact?","What package price or account entitlement should apply before customer delivery?"],"acceptanceCriteria":["source-quality review gate remains accepted","evidence coverage remains 1","bounded smoke remains accepted for the same review hash","claims cite reviewed source-fact IDs","weather and road wording stays contextual unless source facts prove causality","Michigan road-event and trade-flow gaps stay disclosed","MDOT HIAV/RIDE discovery stays metadata-only until a bounded no-write field profile proves usable Detroit/Windsor rows","MDOT HIAV field profile may fetch at most 2 Detroit/Windsor bbox rows and must use explicit metadata-derived fields","MDOT HIAV parser probe stays fixture-only and cannot create source facts","MDOT HIAV source decision only defines future gates; it does not open source facts or Michigan road-event claims","MDOT HIAV registry preview keeps enabled=false, fetchAllowed=false, writeAllowed=false, and source facts closed","persistence remains closed until a separate verifier-first approval exists"],"requiredDisclosures":["Ontario road context is matched; Michigan road-event context is not yet proven for Detroit aliases.","MDOT HIAV lane-closure metadata exposes parser-shaped fields, but no Detroit/Windsor rows or source facts are approved yet.","MDOT HIAV parser fixtures prove shape only; they do not approve source enablement or Michigan road-event claims.","MDOT HIAV source decision keeps road-coverage claims closed until a separate no-write source-registry and source-fact mapping gate passes.","The MDOT HIAV registry preview maps candidate source-fact rows only as preview IDs, not persisted evidence.","The package review does not approve feature-window persistence, candidate persistence, queue work, feed fetches, or commercial delivery.","Any customer delivery must refresh the preview/smoke if source facts change."],"blockedActions":["database writes","queue starts","feed fetches","model calls from this route","feature-window persistence","gemma candidate persistence","candidate persistence","customer delivery without package approval"],"nextAction":"Use custom Detroit/Windsor review and disclose current Michigan road-event coverage limits before delivery."},"nextAction":"Build a no-write MDOT HIAV source-registry preview and source-fact mapping checklist; trade-flow context remains a later gap. Keep persistence closed.","writePolicy":{"writesPerformed":false,"persistenceStatus":"closed","blockedActions":["database writes","queue starts","feed fetches","model calls from this route","feature-window persistence","gemma candidate persistence","candidate persistence","commercial delivery without accepted smoke and review"]},"responseClaimPolicy":{"schemaVersion":"border-pulse-source-pack-response-claim-policy.v1","claimBearing":false,"sourceFactsAllowed":false,"sourceEnablementAllowed":false,"roadCoverageClaimAllowed":false,"causalRoadClaimsAllowed":false,"customerDeliveryAllowed":false,"contextOnlyRule":"Source-pack responses are operator-review and source-discovery context only. Metadata previews, fixture rows, bounded sample rows, planned/future rows, parser-lagged rows, embedding-backlog rows, and degraded-run rows do not create source facts, enable sources, fetch production feeds, open delivery, or prove road coverage claims.","sourceHealthPreflight":"Future claim-bearing source use requires approved source enablement plus sourceClaimAudit review, /v1/sources claimBearing=true, sourceFactHealth.total > 0, sourceFactHealth.claimBearingPolicyRows > 0, sourceFactHealth.parserLagHours within sourceFactHealth.maxParserLagHours, sourceFactHealth.futureEventsBeyond7d=0 for current road claims, no pending/failed embedding backlog for semantic-only claims, no degraded-run caveats, no blocking claimWarnings, and cited packet/report evidence or saved source_ref claim policy."}}